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A conceptual paper on determinants of financial sustainability among small and medium enterprises in Malaysia

Shanker, Sonia and Rashid, Umi Kartini and Mohamed Zabri, Shafie and Ahmad, Kamilah and Baig, Javeria (2018) A conceptual paper on determinants of financial sustainability among small and medium enterprises in Malaysia. Journal for Studies in Management and Planning, 4 (13). pp. 313-320. ISSN 23950463


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The unavailability of external financing and lack of access to finance is an important research interest topic for scholars and an important issue for policymakers all over the world. However, compared to large companies, SMEs tend to report financing as a major obstacle. Financial constraints for SMEs to access finance are not questionable to many researchers. Therefore, this study attempts to discuss the determinants that affect financial sustainability to provide finance to SMEs in Malaysia. The methodology of the relationship between the requirements of financial sustainability and the nature of the business activity for SMEs is clear. This concept paper seeks to improve the theoretical parts of the analysis of the determinants affecting the financial sustainability of SMEs in Malaysia and to identify, on the basis of the business, the challenges that relate to the requirements of financial service providers. In addition, the methodologies can help researchers to obtain more information on the specific financing needs of SMEs and to adapt the requirements of financial service providers to the friendliness of SMEs i.e. better meet SMEs ability and needs in order to achieve a win-win situation.

Item Type: Article
Uncontrolled Keywords: Financial sustainability; small and medium nterprises.
Subjects: H Social Sciences > HF Commerce > HF5001-6182 Business
Divisions: Faculty of Technology Management and Business > Department of Business Management
Depositing User: Mr. Mohammad Shaifulrip Ithnin
Date Deposited: 31 Oct 2019 02:37
Last Modified: 31 Oct 2019 02:37
URI: http://eprints.uthm.edu.my/id/eprint/11799
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