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Technology acceptance evaluation of electronic banking in Nigeria

Solomon, Oluyinka and Shamsuddin, Alina and Wahab, Eta and Ayobami, Ojo Kayode (2013) Technology acceptance evaluation of electronic banking in Nigeria. Australian Journal of Basic and Applied Sciences, 7 (13). pp. 219-226. ISSN 19918178

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Electronic banking in the modern world today requires some degree of technology acceptance for effectiveness. A lesser statistics in academic research in Africa relating to e-banking denotes the need for more research into the field of e-banking across developing countries. This is further affected by factors militating against e-banking acceptance in developing nations with Nigeria inclusive. This Paper investigates the factors influencing the adoption and effective use of e-banking in Nigeria. Cross-sectional data was collected from 176 respondents through a survey. Multiple regression and factor analysis was employed to analyze data. The findings supported the developed research hypotheses and confirmed that perceived relative advantages, perceived ease of use, and trust in e-banking all impact attitudes toward the intention of adopting Internet banking. This paper makes a contribution to Internet banking literature. It sheds light on the factors that affect online banking adoption. The findings made contributes in terms of understanding the factors that contribute to the adoption of online banking by Nigerian consumers and invariably direct future e-banking policies. Future research can examine myriads of technology acceptance models aimed at achieving more effective results.

Item Type: Article
Uncontrolled Keywords: electronic banking; innovation diffusion; multiple regression; Nigeria; technology acceptance; trust
Subjects: H Social Sciences > HG Finance > HG1501 Banking
Divisions: Faculty of Technology Management and Business > Department of Technology Management
Depositing User: Mr. Mohammad Shaifulrip Ithnin
Date Deposited: 23 Jan 2017 01:54
Last Modified: 23 Jan 2017 01:54
URI: http://eprints.uthm.edu.my/id/eprint/8447
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